Why NorPay
Built for operators who refuse to be locked in
We compete on openness and cost, not on captivity. That is the whole thesis.
Open ecosystem
Closed platforms bundle terminal, gateway and acquiring into one contract you cannot unpick. NorPay keeps the layers separate, so you can change payment provider without changing hardware — and change hardware without renegotiating payments.
Lower total cost of ownership
Pre-certified hardware, no per-device platform tax and market-by-market acquiring rates typically deliver a TCO around 48% below a locked, single-vendor deployment over the device lifetime.
Shared partner network
PSPs, kiosk manufacturers and field integrators already working with NorPay shorten certification, logistics and service loops in each market you enter.
Comparison
Closed platforms vs. an open stack
A generic comparison of how traditional, closed unattended payment platforms are structured versus the NorPay approach.
| Dimension | Closed platforms | NorPay |
|---|---|---|
| Payment provider choice | Locked to the platform's own acquiring | Any supported PSP, per market |
| Hardware ownership | Leased or platform-bound devices | Devices you own and can redeploy |
| Integration effort | Proprietary SDK and certification queue | Standard MDB/DEX, ~1 week |
| Cost structure | Bundled per-device platform fees | Transparent hardware + acquiring |
| Market expansion | Whatever the platform supports | Local PSPs where rates are best |
For kiosk manufacturers
Entering Western markets without the certification wall
Manufacturers and integrators use NorPay as a pre-integrated payment layer: certifications already held, machine protocols already implemented, PSP relationships already in place. Your cabinet ships payment-ready.